Every smartcard system in the world works like this. The card can only be updated if it comes into physical contact with a reader
Where you travel by Irish Rail or Luas the top up is applied when you tag on/off and is seemless as far as is possible to the end user
Collection on a bus is not supported and technically is not possible in a city the size of Dublin. London doesn't support it either.
Auto top up will be available in 2012 which will work on all operator but will require that you register an Irish bank account for direct debit payment
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